Used, but just like new - used car loan

If you’ve decided this spring to exchange your old vehicle for a new (newer) model, maybe purchasing a used car is the way to go. There are a few good reasons for this kind of decision.

No need to wait for a new car 

When it comes to an automobile, purchasing ‘sustainably’ makes a lot of sense.  So-called ‘used cars’ have always been popular as they allow you to afford a quality vehicle for a lot less - a vehicle you will be able to drive for years to come.  Used car buyers agree that the feelings of excitement after purchasing a used car is an identical feeling to when one purchases a new vehicle because as some of us already know -  something that may be familiar to one person, can seem exciting and new to another.
We are witnesses to the fact that it takes time for a new car to arrive and this wait can be up to as much a half a year. With used cars, the situation is drastically better - they’re available immediately.

Quick and affordable used car loan

You may have already secured some of the money you need by selling your previous car, or by saving, but it is still a good idea to think about taking out an affordable used car loan. With ProCredit Bank, you can quicky secure a used car loan. And when we say quickly, we mean just that. Everything is done online, without any need to visit the bank for all loan amounts under RSD 600,000. Statistics say that this amount will be enough for you to drive off in your new, used car. When it comes to purchasing a new car, the loan amount is significantly higher. This type of loan can be approved with just one visit to the bank. 

Fixed interest rate – always the same instalment amount

The advantages of this type of loan on offer at ProCredit Bank, in addition to being quickly disbursed without having to visit the bank, is the fixed interest rate and the instalment that never changes. This resolves potential headaches caused by inflation. 
A few more important things is that with a loan up to RSD 600,000 a downpayment (participation) is not required, the fact that it will be paid off in 60 months and the bank will not require that bills of exchange or an Attachment of Salary be required.  
View an example of an online loan up to RSD 600,000 with a fixed interest rate here.

Thinking sustainably

Sustainability within the context of buying means extending the life of the material goods we use and their usability. This applies to vehicles as well.  This way we stick within our budgets as well as maintain our ‘green’ environment.  The way we feel when we realise that we are doing something good, at multiple levels, for our community and our environment, is as good as the feeling of satisfaction that we experience when we purchase something completely new.

Think sustainably, be practical and quick and enjoy this spring in your own used car - that’s just like new.