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Credit limit

With a flexible credit limit,
you can quickly respond to the challenges of your business.

What is my 'credit limit'?

The credit limit is the maximum amount of short-term and long-term loans that you can count on over the following 12-month period. 

What is the benefit of having a credit limit?
  • Get specific credit products approved significantly faster
  • Significantly less documentation necessary to submit during loan implementation
  • Having a credit limit doesn't necessarily mean you have to use the approved amount
  • Not reported to the Credit Bureau
  • May be adjusted in accordance with your needs
How to use credit limit?
A practical example of the use of a credit limit

You have to make a payment, but do not have enough funds?

Use your credit limit, activate your authorised overdraft, and repay the funds from the next inflow.

You need to finance the purchase of goods and production inputs?

 In accordance with the approved credit limit, activate a loan for working capital and make payments on time and/or ensure a more favourable purchase price through advance payment.

kreditni limit primer

Do you need more information? Book a call with our Business Advisers

Obaveštenje o obradi i zaštiti podataka o ličnosti

Korišćenje internet prezentacije Banke je moguće bez ostavljanja podataka o ličnosti. U slučaju da želite da se detaljnije informišete, prijavite ili koristite poslovne usluge Banke, na određenim delovima internet prezentacije Banke, moguće je dobrovoljno uneti sopstvene podatke o ličnosti.

Banka prikuplja, obrađuje, čuva i štiti podatke o ličnosti, u svrhu pripreme, zaključenja i izvršenja ugovora, ili postupanja po zahtevima podnetih putem kontakt formi na sajtu u svemu saglasno uspostavljenim načelima i zahtevima važećeg Zakona o zaštiti podataka o ličnosti, što je detaljno opisano kroz dokument “Obaveštenje o obradi podataka o ličnosti ProCredit Bank” koji je dostupan na zvaničnoj internet prezentaciji Banke, kao i u poslovnim prostorijama Banke.