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krediti za likvidnost i obrtna sredstva

Liquidity and working capital

With business loans for liquidity and working capital, you can set a mid-term objective and reach your turnover targets with greater ease.


Liquidity and working capital loans

Choose the loan repayment dynamics that best suits your business:

  • The overdraft offers you exceptional flexibility because money is always available to you and you can use it as needed
  • Annuity loans are the right solution if you plan to invest in inventories, raw materials, raw materials, semi-finished products, finished products and goods, and repay in monthly installments
  • Revolving loans or line of credit allows you to decide for yourself the dynamics of withdrawal and return of funds


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An authorised current account overdraft provides an additional source of working capital financing under highly favourable and flexible terms.

  • Exceptional flexibility
  • Availability of additional funds 24/7
  • Interest is calculated only on the amount of funds used at the end of the day, as well as on the number of days you used it
  • No commission for approved but unused funds
Annuity loans

Annuity loans are loans with monthly repayment dynamics.

Liquidity loans:

  • Loan maturity up to 18 months
  • Loan currency RSD or EUR

Loans for permanent working capital and working capital:

  • Loan maturity up to 36 months
  • Loan currency EUR
Revolving loan

A revolving credit line is an approved amount of funds that you can withdraw in tranches, in an amount that suits you.

  • The announcement of the withdrawal / return of the tranche is made one day before the desired date of use or return of funds
  • Loan currency RSD or EUR

Main benefits:

  • You determine the way and dynamics of use and returning the approved funds
  • Interest is calculated only on the amount and the number of days that the revolving was in use
  • No commission on funds you do not use
  • Maximum maturity up to 36 months (12 + 12 + 12)*

* It is necessary that the client meets the conditions and criteria defined by the initial conclusion of the contract to, with a very simple procedure, without signing a new contract and without the need to return (cancel) funds in use under the existing revolving, after one or two years to extend the validity of the revolving.

You are interested? Send us an inquiry and our advisors will contact you shortly

Obaveštenje o obradi i zaštiti podataka o ličnosti

Korišćenje internet prezentacije Banke je moguće bez ostavljanja podataka o ličnosti. U slučaju da želite da se detaljnije informišete, prijavite ili koristite poslovne usluge Banke, na određenim delovima internet prezentacije Banke, moguće je dobrovoljno uneti sopstvene podatke o ličnosti.

Banka prikuplja, obrađuje, čuva i štiti podatke o ličnosti, u svrhu pripreme, zaključenja i izvršenja ugovora, ili postupanja po zahtevima podnetih putem kontakt formi na sajtu u svemu saglasno uspostavljenim načelima i zahtevima važećeg Zakona o zaštiti podataka o ličnosti, što je detaljno opisano kroz dokument “Obaveštenje o obradi podataka o ličnosti ProCredit Bank” koji je dostupan na zvaničnoj internet prezentaciji Banke, kao i u poslovnim prostorijama Banke.