Liquidity and working capital loans
Choose the loan repayment dynamics that best suits your business:
- The overdraft offers you exceptional flexibility because money is always available to you and you can use it as needed
- Annuity loans are the right solution if you plan to invest in inventories, raw materials, raw materials, semi-finished products, finished products and goods, and repay in monthly installments
- Revolving loans or line of credit allows you to decide for yourself the dynamics of withdrawal and return of funds
Look for more details
-
Overdraft
-
An authorised current account overdraft provides an additional source of working capital financing under highly favourable and flexible terms.
- Exceptional flexibility
- Availability of additional funds 24/7
- Interest is calculated only on the amount of funds used at the end of the day, as well as on the number of days you used it
- No commission for approved but unused funds
-
Annuity loans
-
Annuity loans are loans with monthly repayment dynamics.
Liquidity loans:
- Loan maturity up to 18 months
- Loan currency RSD or EUR
Loans for permanent working capital and working capital:
- Loan maturity up to 36 months
- Loan currency EUR
-
Revolving loan
-
A revolving credit line is an approved amount of funds that you can withdraw in tranches, in an amount that suits you.
- The announcement of the withdrawal / return of the tranche is made one day before the desired date of use or return of funds
- Loan currency RSD or EUR
Main benefits:
- You determine the way and dynamics of use and returning the approved funds
- Interest is calculated only on the amount and the number of days that the revolving was in use
- No commission on funds you do not use
- Maximum maturity up to 36 months (12 + 12 + 12)*
* It is necessary that the client meets the conditions and criteria defined by the initial conclusion of the contract to, with a very simple procedure, without signing a new contract and without the need to return (cancel) funds in use under the existing revolving, after one or two years to extend the validity of the revolving.