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Term deposit

New offer for new deposits - 4.00% NIR 3,40% EIR for TDA with 12 months maturity, for amounts over 100,000 EUR

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Special offer for TDA in EUR and USD

New offer for new deposits:

  • NIR 4.00%, EIR 3.40% for TDA in EUR on 12 months, for amounts above 100.000 EUR
  • NIR 3.50%, EIR 2.98% for TDA in EUR on 12 months, for amount below 100.000 EUR
  • NIR 3,70%, EIR 3,12% for TDA in EUR on 18 months
  • NIR 3,20%, EIR 2,68% for TDA in EUR on 25 months 
  • NIR 3,00%, EIR 2,49% for TDA in EUR on 36 months
  • NIR 4,00%, EIR 3,40% for TDA in USD on 12 months


The offer is valid for new deposits valid until December 31st 2023

Please check conditions of savings and representative examples 

Savings calculator - calculate the interest you will receive at the end of the term

Minimal amount 5000 EUR.
15% tax deduction
%
The calculator is informative and not obligational for the bank

Save safely

Good habits should never be replaced. You must certainly have them if you’ve decided to start saving.

We’re here to take care of your money until you need it to turn your great plans into a reality. 

Want to save? Send us your details and one of our Advisors will contact you shortly

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Notice the processing and protection of personal data

Use of the Bank's website is possible without leaving personal information, In a case you want to get more detailed information, register or use the Bank's business services, in certain parts of the Bank's website, it is possible to voluntarily enter your own personal data

The Bank collects, processes, stores and protects personal data for the purpose of preparing, concluding, and executing contracts, or acting on requests submitted through the contact form on the website in accordance with established principles and requirements of the applicable Law on Personal Data Protection, which is described in detail through the document;Notice on the processing of personal data of ProCredit Bank” which is available on the official website of the Bank and the business premises of the Bank.


 

Conditions and representative examples

New offer for new term deposit - valid until December 31st 2023

An example for EUR TDA with 12 months maturity, amounts above 100,000 EUR:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 100,000 EUR
  • NIR 4.00%,
  • EIR 3.40%,
  • Period of the term deposit: 12 months
  • Currency: EUR
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 100,000;
  • 15% tax.
  • The amount the client receives at the end of term period: 103,402.39 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (550 RSD).

An example for EUR TDA with 12 months maturity, amounts below 100,000 EUR:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 EUR
  • NIR 3.50%,
  • EIR 2.98%,
  • Period of the term deposit: 12 months
  • Currency: EUR
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 5,000;
  • 15% tax.
  • The amount the client receives at the end of term period: 51,488.55 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (550 RSD).

An example for EUR TDA with 36 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 EUR
  • NIR 3.0%,
  • EIR 2.49%,
  • Period of the term deposit: 36 months
  • Currency: EUR;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 5,000;
  • 15% tax.
  • The amount the client receives at the end of term period: 53.825,00 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (550 RSD).

 

An example for EUR TDA with 25 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 EUR
  • NIR 3.20%,
  • EIR 2.68%,
  • Period of the term deposit: 25 months
  • Currency: EUR;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 5,000;
  • 15% tax.
  • The amount the client receives at the end of term period: 52,831,78 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (550 RSD).

 

An example for EUR TDA with 18 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 EUR
  • NIR 3.70%,
  • EIR 3.12%,
  • Period of the term deposit: 18 months
  • Currency: EUR;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 5,000;
  • 15% tax.
  • The amount the client receives at the end of term period: 52,352.29 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (550 RSD).

 

An example for USD TDA with 12 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 USD
  • NIR 4.00%,
  • EIR 3.40%,
  • Period of the term deposit: 12 months
  • Currency: USD
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of USD 5,000;
  • 15% tax.
  • The amount the client receives at the end of term period: 51,399.44 USD
  • Additional costs: No additional cost

 

Additional Information:

  • Interest rates are expressed per annum.
  • The interest rate is fixed.
  • Effective interest rate on FX savings are net and income tax are deducted from capital income tax in accordance with the Personal Income Tax Law.
  • The aforementioned interest rate is valid for both residents and non-residents.
  • The bank does not index the deposits of private individuals.
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The bank participates in the system of compulsory deposit insurance established in the Republic of Serbia. 

Learn more at the Deposit Insurance Agency

 

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Current interest rates for term deposits are available in the Price List for private individuals.

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