TDA and FlexSave 

Save with our bank, we offer attractive interest rates:

  • Klasik savings
  • FlexSave


Conditions and Examples

Mastercard® Direct Card

  • Contactless domestic and foreign payments
  • Make up to 5 cash withdraws per month at the ATMs of any bank
  • Make deposits/withdrawals of up to EUR 5,000 per day via Euro ATMs located in our 24/7 Zones (RSD/EUR) 
  • Card valid for a period of 5 years


Internet and Mobile Banking 

  • All transactions free of charge – no fees apply 
  • Constant overview of your personal finances
  • Manage your accounts any time, from anywhere  
  • Transfer funds from your FlexSave account 
  • Receive SMS messages concerning outflow and card transactions – free of charge



  • Interest at just 9% per annum  
  • In the amount of two months’ salary 
  • Pay interest on the overdraft only on days of use   
  • No disbursement fee


Conditions and an example of FleX Funds

Middle Exchange Rate

  • Transfer funds to and from your FX account and RSD accounts
  • Conversion of up to EUR 1,000 per month at the middle exchange rate of the NBS on the day of conversion
  • Possibility of depositing/withdrawing up to EUR 5,000 per day on Euro ATMs located in our 24/7 Zones (RSD/EUR)

Housing Loans

  • No life insurance required
  • No NMIC required
  • Loan account maintenance – free of charge 
  • Possibility of receiving a preliminary decision 

Example of a Housing Loan

Investment Loans 

  • Fixed interest in RSD set at 9%, no down payment required 
  • Loan account maintenance – free of charge 
  • Issued for the housing adaptation/renovation or Energy Efficiency (EE)
  • Use the loan to purchase a car 

Example of an Investment Loan

Experience ProCredit Direct in 4 steps

  • 1 Current Contact information
  • 2 Personal information
  • 3 Other information
  • 4 Finish
 Would you like additional services with Total Package?

Notification on the Processing and Protection of Personal Data

The Bank’s website may be used without the need to provide personal data. In the event that you wish to receive more detailed information, to apply for or use any of the services the Bank has on offer, it is possible to voluntarily enter your personal data in the specified sections of the Bank’s website.

The Bank collects, processes, stores and protects personal data, for the purpose of preparing, concluding and executing agreements or for the purpose of acting in accordance with applications submitted via the Contact Form available on the Bank’s website, all of which is in accordance with the established principles and requirements of the valid Law on Personal Data Protection, which is described in detail in the following document: Notification on the Processing of Personal Data at ProCredit Bank which is available on the Bank’s official website, on site, as well as within the Bank’s premises.