Loans for private individuals | ProCredit Bank Skip to main content

Loans for private individuals

One loan to cover all your needs!

Invest in a positive change,
and we'll provide our approval!

 

Special offer from July 15th to October 15th 2021

NIR 6%, EIR 6,26%

Select the loan amount and apply
Apply for
the oline loan up to 600.000 RSD

and realize the loan online, without coming to the bank.

Apply for
the loan over 600.000 RSD

and realize the loan by coming to the bank.

Loan Terms and Conditions
  • Type of loan: Loan for private individuals
  • Loan currency:  RSD 
  • Indexing criteria: no criteria 
  • Loan amount: up to RSD 3,600,000  
  • Downpayment: none 
  • Repayment period: 12 - 60 months 
  • NIR (per annum, fixed): 6%, 
  • EIR: 6,26% 
  • Collateral: no need for bill of exchange and Attachment of Salary for loans up to 600,000 RSD;  bill of exchange and Attachment of Salary are needed for loan amounts from 600,000 RSD up to RSD 2,400,000; bill of exchange, Attachment of Salary and Morgage are needed for loan amounts from 2,400,000 up to 3,600,000.
  • Loan application processing fee: 0% 


Costs: Bill of exchange RSD 50, Credit Bureau Report RSD 246, Total Package maintenance fee RSD 550 
Disbursement in line with the Loan Agreement.
All examples are provided with the transfer of salary to an account held at ProCredit Bank and under our Total Package Account.

Examples of a loan


 

 

An example of a loan for 500.000 RSD
  • Type of loan: retail loan 
  • Loan currency:  RSD 
  • Indexing criteria: no criteria 
  • Loan amount: RSD 500,000
  • Downpayment: none 
  • Repayment period: 60 months 
  • NIR (per annum, fixed): 6%, 
  • EIR: 6,26%
  • Disbursement fee 0%
  • Collateral: none
  • Costs: Total Account maintenance fee RSD 550, 2 bills of exchange RSD 50/each, Credit Bureau Report RSD 246

Disbursement in line with the Loan Agreement.                                   
All examples are provided with the transfer of salary to an account held at ProCredit Bank and under our Total Package Account.
 

Representative example for loans over 600.000 RSD

An example of a loan for 1.000.000 RSD

  • Type of loan: retail loan 
  • Loan currency:  RSD 
  • Indexing criteria: no criteria 
  • Loan amount: RSD 1,000,000
  • Downpayment: none 
  • Repayment period: 60 months 
  • NIR (per annum, fixed): 6%
  • EIR: 6,26%
  • Disbursement fee 0%
  • Monthly instalment: 19.375 RSD
  • Total loan amount that the client will repay after 60 months: 1.162.863,80 RSD
  • Collateral: for loans from RSD 600,000 to RSD 2,400,000, a bill of exchange and an administrative ban are required; for loans over RSD 2,400,000, a bill of exchange, an administrative ban and a mortgage are required.
  • Costs: Total Account maintenance fee RSD 550, 2 bills of exchange RSD 50/each, Credit Bureau Report RSD 246

Disbursement in line with the Loan Agreement.                                   
All examples are provided with the transfer of salary to an account held at ProCredit Bank and under our  Total package account

Purpose of the loan

One loan to cover all your needs!

  • Renovating, remodelling and adaptation of your home (flat/house)  
  • Purchasing home appliances
  • Purchasing furniture
  • Purchasing land to build a home on
  • Increasing the energy efficiency of your home - insulating your home, fitting new doors and windows, installing a heating and cooling system, solar system, etc.
  • Purchasing a vehicle
  • Refinancing
  • and for everything else that’s important to you!
     

NEW - Faster and Easier Loan Refinancing

Refinance your liabilities with another bank faster and easier - without having to visit the bank.

The National Bank of Serbia has issued Instructions allowing you to switch banks easily and to refinance your loan liabilities with a bank that offers the terms which suit you best.     We will assume all communication with the bank whose loan you wish to refinance, right up until loan closure.  
 

Find out more