Need a car loan? Here’s how to determine how much money you will need and what kind of car is the right choice for you!
And that’s it! You’ve decided - you’re going to take out a loan and buy yourself a car! But, there are two issues that are still bothering you - How big of a loan do I need? What type of car would satisfy all of my needs?
Identify yourself as one of the following types of drivers, and there’s your answer!
Car loan for occasional drivers
You aren’t a big lover of automobiles, you dislike city traffic, you prefer riding your bike or walking to work. You use your car occasionally, when doing a big shop, taking your kids to practice or when visiting family that lives on the outskirts of the city. Things are pretty self explanatory in this case - there is no need to take out a large loan. Your needs will be satisfied with the purchase of an older, used car that doesn’t consume much. You can find a vehicle that suits this profile for around €5,000, and therefore the option that we recommend in this case is our online loan for private individuals! Yes, you read that right, the loan in question is an online loan - no need to visit the bank. Suspicious? Have more questions? Find the answers here.
Buying a car for a busy lifestyle
You’re always busy - always rushing here and there, you need another hour added to every day in order to finish everything you have to do. Driving is an integral part of your day and you can’t imagine taking the bus or riding a bike, because it would take up too much of your precious time. First, we recommend slowing down, as this is better for your, but also, we propose taking out a larger car loan. If you are always in traffic, it’s important that the vehicle you drive is safe, stable, that it is equipped with everything you need, but that it provides comfort. Newer models, with the various features they have, such as cameras that help you park, heated seats which are great to have when it’s cold outside or a sunroof for that ‘convertible’ effect that is soothing, at least for a little while - is what you are looking for. Price isn’t a small matter, but to you, a car is what a computer is to a programmer! This is why you are ready to spend €10,000 for a used car, or up to €30,000, for a new car. Our investment loan was created for this reason, so click here and use our calculator to determine what your monthly instalment rate would be.
A car for an adventurist or serious traveler
You simply love to travel! You prefer not to fly; you don’t enjoy sleeping cars and trains. Driving is your preferred means of getting around. Light music, the motorway, open windows, a view of the sea. Yes. You are a world traveler; you can’t be in one place for too long. You’re a globetrotter, who treats their car like their home. In addition to a first aid kit and spare tire, the boot of your car has your suitcase, the backseat is covered with at least three different changes of clothes (you never know where the road may take you), the seat and door panels are filled with chocolate bars, bottles of water, there’s a pillow and blanket, just in case you need a nap along the way. It’s clear as day that there is never enough room, because living out of a suitcase, or your car, to be more precise, can be ‘tight’. Given that you don’t have a problem off-roading, you are an adventurist by nature, it is important that your vehicle is sturdy. We understand your needs - you need an SUV, a jeep in the very least! This is expensive, we know, but as we’ve already mentioned, we have the solution - our investment loan. If you are ready to ‘put down a pretty penny’, and as a lover of the great outdoors, you are environmentally conscious, we have the right solution for you - our energy efficient car loan. Worried about how you are going to recharge your baby? No need, relax, we’ve thought of everything! Our ProCredit EV chargers are free of charge to use and can be found in 40 locations across Serbia. All you need to do is to download the Electric Stations app on your mobile phone (Apple Store and Google Play), and everything you need it there. And we’re sure that you’ll have no trouble recharging your vehicle abroad.
Automobile as part of your image
You are a business owner. It’s hectic, there’s no way around this fact. Just this morning, you had two conference calls and tonight you have a big event to attend for the opening of a new sector of the company. You are not a saver; you are a hedonist. You live well, but you don’t have €50,000 in cash to buy a new car? Our car loan is a perfect option, and we have one piece of advice for you - move on to an energy efficient vehicle. Believe us, with all the obligations you have and a noteworthy image, it is unacceptable for you to drive a car that pollutes the environment. We understand the concerns you have relative to battery life, but you should know that today’s cars are built to be able to cover 300 km before needing to be recharged. There is also the fact that we provide free EV chargers all over Belgrade and across Serbia. Take a look here while you’re taking a break, you’ll come to the understanding that you deserve it.
Car loan for nature lovers
You are someone who is environmentally aware. You know that one of the biggest air pollutants is the exhaust gases from cars, you don’t like this, but you still need to drive. You’ve been thinking about purchasing a hybrid or electric vehicle for some time now, but the cost is not negligible. We know, this is why we offer our electric or hybrid car loan.
So, what type of driver are you? And, have you found the right solution for you?
