Why choose to purchase an EV?
Budget-friendly benefits
- Energy independence - you no longer need to pay for petrol, you’re saving energy, and you will remain completely unaffected by rising energy prices.
- Less frequent and less expensive maintenance - because EVs don’t have a petrol engine, they don’t need oil to run, thus there are no expenses and no obligation to have it regularly changed. Next, with an EV you will bypass half of all traditional car maintenance and repairs that petrol engines require.
- Up to €5,000 in government subsidy - assistance that is sure to help motivate you to purchase an EV.
- Motor vehicle use tax exemption - applicable to all EV and HV owners.
Possitive impact on enviroment
- Environmental preservation - EVs do not require an exhaust system therefore, they do not emit harmful gases and their use does not create air or environmental pollution. They are so-called zero-emitters.
- Noise free - EVs are practically noise free, which means that quality of life may be drastically improved in bustling cities with increasing numbers of people switching to these types of vehicles.
Choose your preferred engine type
You can choose from one of the following:
- Electric (EVs) - 100% electric, with an electric motor, that charges on electricity.
- Hybrids (HVs) - combination motor - combustion and electric. These have batteries that recharge automatically when driving, during deceleration and when braking.
- Plug-in hybrids (plug-in HVs) - option to recharge the battery at e-charging stations.
Car Loan details - Hyundai Eco vehicles
0 %
Electric car loan processing fee
7
Year maturity
3.98 %
Effective interest rate
Charge your electric car for free!
ProCredit regional EV chargers network - 42 chargers in Serbia and 212 in the Region
Downloud the application with the locations.
Apply online - loan calculator
Terms and Conditions and Examples of Car Loans
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Car Loan Terms and Conditions
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Type of loan: loan for the purchase of a Hyundai eco vehicle.
Loan currency: EUR.
Down payment: Minimum of 30% of the proforma invoice amount.
Repayment period: maximum 84 months.
NIR (per annum, variable) 3.90% + 6M EURIBOR.
EIR: from 3.98%
Indexing criteria: in the RSD equivalent of the middle exchange rate of the NBS.
Collateral:
- without a bill of exchange or Attachment of Salary for loan amounts up to EUR 5,000;
- it is necessary to provide a bill of exchange and an Attachment of Salary for loans from EUR 5,000 to EUR 10,000;
- it is necessary to provide 2 bills of exchange and an Attachment of Salary for loans from EUR 10,000 to EUR 20,000;
- it is necessary to provide an Attachment of Salary and a pledge on the vehicle which is the subject of the sale/purchase, for loans over EUR 20,000.
Loan application processing fee: 0% for EVs; 1% for all other vehicle types.
Additional expenses: Total Account Package maintenance fee - RSD 595, 2 bills of exchange at RSD 50/ea., Credit Bureau Report - RSD 246.
No maintenance fees on the loan account.
Minimum earnings: RSD 60,000
Disbursement in line with the Loan Agreement, to the dealer’s account.
The above information is of an informative nature.
The Bank aligns the nominal interest rate agreed as variable with the adjustment of the 6m EURIBOR. Alignment with the six-month EURIBOR is performed semi-annually on 1 December and 1 June which precede the months in which the adjustment becomes effective, that is, on the first succeeding business day if it falls on a non-working day, and is valid from the first day of January and the first day of July for the current year, for a further period of six months. An exception to the rule described in the previous paragraph are loans disbursed after 1 December and 1 June in the months in which the six-month EURIBOR is determined and for which the new value of the six-month EURIBOR shall apply and shall remain valid until the next semi-annual adjustment, in the manner described in the previous paragraph.
The value of a 6M Euribor of -0.068% was applied to the example (as at 01.06.2022)
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Example loan for the purchase of an IONIQ 5 Electric 58kWh
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Model IONIQ 5 58 kWh Equipment Premium Engine Electric Cost of the vehicle 44,990 EUR 30% downpayment 13,497 EUR Loan amount 31,493 EUR Loan processing fee 0% Maturity 84 months NIR 3.9%+6M Euribor EIR 3.98% Monthly instalment 429 EUR Total loan amount the borrower returns after an 84-month repayment period 36,043 EUR The value of a 6M Euribor of -0.068% was applied to the example (as at 01.06.2022)
View all other terms and condition
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Loan example KONA Electric 39,2 kWh
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Model KONA EV 39,2 kWh Equipment Style Engine Electric Cost of the vehicle 34,990 EUR 30% down payment 10,497 EUR Loan amount 24,493 EUR Loan processing fee 0% Maturity 84 months NIR 3.9%+6M Euribor EIR 3.98% Monthly instalment 333.54 EUR Total loan amount the borrower returns after an 84-month repayment period 28,035 EUR The value of a 6M Euribor of -0.068% was applied to the example (as at 01.06.2022)
View all other terms and conditions
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Loan example IONIQ Electric 38,3 kWh
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Model IONIQ EV 38,3kWh Equipment Style Engine Electric Cost of the vehicle 36.990 EUR 30% downpayment 11.097 EUR Loan amount 25.893 EUR Maturity 0% Rok otplate 84 months NIR 3.9%+6M Euribor EIR 3.98% Monthly instalment 347 EUR Total loan amount the borrower returns after an 84-month repayment period 29,637 EUR The value of a 6M Euribor of -0.068% was applied to the example (as at 01.06.2022)
View all other terms and conditions
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Loan example KONA Hybrid 1.6 GDI
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Model KONA HEV 1.6 GDI Equipment Style Engine Hybrid Cost of the vehicle 26,990 EUR 30% downpayment 8,097 EUR Loan amount 18,893 EUR Loan processing fee 1% Maturity 84 months NIR 3.9%+6M Euribor EIR 4.27% Monthly instalment 253 EUR Total loan amount the borrower returns after an 84-month repayment period 21,261.34 EUR The value of a 6M Euribor of -0.068% was applied to the example (as at 01.06.2022)
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Loan example TUCSON Hybrid 1,6T
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Model TUCSON HEV 1,6T Equipment Vision Engine Hybrid Cost of the vehicle 36,490 EUR 30% downpayment 10,947 EUR Loan amount 25,543 EUR Loan processing fee 1% Maturity 84 monhts NIR 3.9%+6M Euribor EIR 4.29% Monthly instalment 342 EUR Total loan amount the borrower returns after an 84-month repayment period 29,492EUR The value of a 6M Euribor of -0.068% was applied to the example (as at 01.02.2022)
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Loan example SANTA FE Hybrid i Plug-in Hybrid1,6T
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Model SANTA FE HEV 1,6T Equipment Premium Engine Hybrid Cost of the vehicle 50,990 EUR 30% downpayment 15,297 EUR Loan amount 35,693 EUR Loan processing fee 1% Maturity 84 months NIR 3.9%+6M Euribor EIR 4.28% Monthly instalment 486 EUR Total loan amount the borrower returns after an 84-month repayment period 41.204 EUR Modela automobila SANTA FE PH-EV 1,6T Equipment Premium Engine Plug-in Hybrid Cost of the vehicle 57,990 EUR 30% downpayment 17,397 EUR Loan amount 40,593 EUR Loan processing fee 1% Maturity 84 months NIR 3.9%+6M Euribor EIR 4.28% Monthly instalment 553 EUR Total loan amount the borrower returns after an 84-month repayment period 46,858 EUR The value of a 6M Euribor of -0.068% was applied to the example (as at 01.06.2022)
View all other terms and conditions