Loans, Energy efficiency loans

As an effort to contribute towards global trend of saving energy, ProCredit Bank has, with support of International Finance Corporation (IFC), developed loans for energy efficiency which enable its beneficiaries to substantially improve their business operations. The loans are approved to facilitate investments in achieving better energy efficiency of your business through:

• Change of old windows, heating bodies, pipes, boilers, lighting system, etc.
• Introduction of gas in your business premise
• Transfer to more modern system of heating which preserves environment (e.g. natural gas)
• Introduction of energy efficient technologies and systems
• Introduction of modern heating systems, systems for hot water, acclimatization, ventilation, as well as equipment for renewable energy (e.g. solar plates)
• Reconstruction of heating system, roof construction, isolation system, etc.
• Purchase of energy saving equipment (e.g. equipment with mark „Energy Star“)
• Transfer to vehicles fueled by gas and other types of fuel that preserve environment
• Works on internal and external isolation of walls, roof, attic, basements, balcony, etc.
• Works on isolation of all windows and doors in a business premise...

Loans for adaptation, renovation or reconstruction of business premises with the purpose of saving energy are approved to entrepreneurs, legal entities and agricultural households.

Loan amounts depend on credit worthiness of clients, and maturities are up to 84 months.

• Loans up to EUR 10,000 are approved without guarantor and pledge for maturities up to 24 months. For maturities over 24 months, one credit worthy guarantor or pledge is necessary.
• Loan amounts ranging from EUR 10,001 – EUR 25,000 are approved with one credit worthy guarantor and/or pledge in the form of movable or immovable property. For loans with maturities over 60 months, pledge is obligatory.
• For loans ranging from EUR 25,000 – EUR 100,000 pledge in the form of movable or immovable property is necessary. For loans with maturities over 60 months, mortgage is necessary.

ProCredit Bank provides loans also to clients whose investment needs exceed EUR 100,000.