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Busines loans

 
Our basic offer of loans for your business provides financing of the whole business cycle.
 
Whether you are seeking a way to establish the basis for long-term development, strengthen your current position or you need to realise immediate short term needs - we offer a solution.
 
Choose one of ProCredit Bank's business loans and secure your financing:
 

In order to further tailor our services to the needs of Serbian entrepreneurs, together with ProCredit Bank Germany we have designed a loan aimed at supporting medium-sized enterprises.

These co-financed loans can be used to finance: 

  • Fixed assets
  • Permanent working capital

Loan terms and conditions:

  • Loan amounts from EUR 500,000 to EUR 2.5 million
  • Repayment periods from 24 to120 months
  • 12-month grace period
  • Nominal interest rate: either a fixed rate of 4.4% or a variable rate equivalent to 4% + the six-month Euribor rate (we use the six-month Euribor rate from the date of loan disbursement)
  • Loans are disbursed in EUR directly into the EUR account of the business
  • Loan registration with the NBS is mandatory

Quality investments cannot be postponed. Therefore, reflect on Your objective, recognize Your needs for this particular moment, immediate and distant future, and with the support from a reliable partner expand Your capabilities with the indexed long-term loans.

INVESTMENT LOANS:

  • Annual effective interest rate of 9.434%
  • Repayment term of up to 180 months
  • Deferred payment possibility of up to 12 months
  • EUR-indexed loans

INVESTMENT LOANS FOR FIXED ASSETS:

  • Annual effective interest rate of 10.142%
  • Repayment term of up to 84 months
  • Deferred payment possibility of up to 12 months
  • EUR-indexed loans 
     

Reduce the monthly burden of payments and release funds for other purposes thanks to favourable interest rates. With an appropriate deferred payment period and multi-instalment conversion to one instalment, take advantage of the following benefits:

  • EUR-indexed loans
  • Annual effective interest rate of 10.51%
  • One-off fee for loan approval of 0%
  • Repayment term of up to 84 months for fixed assets and up to 180 months for business premises  
     

By means of business loans for current assets – set a medium-term objective and realize the turnover without any impediments.

By means of business loans for liquidity – respond to the current needs and instigate turnover instantly.

These loans are just the right solution if You plan investing in inventories, intermediate goods, raw materials, semi-finished products and finished products and goods. Be ready for fast realization of business activities at all times!
 

INDEXED LOANS FOR LIQUIDITY:

  • Annual effective interest rate of 11.93%
  • Repayment term of up to 18 months

LOANS FOR FINANCING PERMANENT WORKING CAPITAL:

  • EUR-indexed loans
  • Annual effective interest rate of 9.91 %
  • Repayment term of up to 36 months
     

Purchase new vehicles and modernize your car pool by means of loans for procurement of commercial and passenger vehicles:

  • Annual effective interest rate of 13.72%
  • Repayment term of up to 84 months
  • Deferred payment possibility of up to 6 months
  • Loan disbursement within maximum 5 days