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Legal Note |
Savings account
A ProCredit Bank savings account gives you all the advantages of a sight savings account, with the option of obtaining a higher interest rate by increasing the amount you deposit.
Interest on a savings account deposit is accrued quarterly and is recorded in your ProCredit Bank savings book.
Effective interest rates
|
Amount (EUR)
|
Interest rate
|
|
|
Effective
|
Nominal
|
|
|
Up to 500
|
0.75%
|
0.7479%
|
|
Up to 1,000
|
0.83%
|
0.8274%
|
|
Up to 2,000
|
0.88%
|
0.8771%
|
|
Over 2,000
|
1.00%
|
0.9962%
|
|
For Invest/Total package users
|
1.50%
|
1.4916%
|
|
Amount (RSD)
|
Interest rate
|
|
|
Effective
|
Nominal
|
|
|
Up to 50,000
|
2.50%
|
2.4769%
|
|
Up to 100,000
|
2.75%
|
2.7221%
|
|
Up to 200,000
|
3.00%
|
2.9668%
|
|
Over 200,000
|
3.25%
|
3.2111%
|
|
Amount (USD)
|
Interest rate
|
Amount (CHF)
|
Interest rate
|
||
|
EKS
|
NKS
|
EKS
|
NKS
|
||
|
Up to 500
|
0.60%
|
0.5986%
|
Up to 1,000
|
0.18%
|
0.1698%
|
|
Up to 1,000
|
0.68%
|
0.6782%
|
Up to 2,000
|
0.25%
|
0.2497%
|
|
Up to 2,000
|
0.81%
|
0.7976%
|
Up to 4,000
|
0.33%
|
0.3295%
|
|
Over 2,000
|
0.86%
|
0.8572%
|
Over 4,000
|
0.40%
|
0.3994%
|
Minimum amount: RSD 10,000; EUR 100; USD 100; CHF 100
Interest rates are shown on a yearly basis.
RSD savings are not subject to taxation.
nterest rates are valid for both residents and non-residents.
ProCredit Bank does not index deposits of individuals.
ProCredit Bank participates in Serbia’s compulsory deposit insurance system.
The Law on Deposit Insurance guarantees the depositor's right to recover the deposited amount in the event that the National Bank of Serbia revokes a bank’s operating license and decides that conditions exist to begin bankruptcy proceedings. The payment of the insured deposit is guaranteed by the Republic of Serbia.
The insured deposit amounts to EUR 50,000.00 per client or the equivalent in RSD, according to the official average exchange rate valid on the day when the National Bank of Serbia decides that the conditions to begin bankruptcy proceedings are met. The amount will be confirmed after settling the claims between the depositor and the bank.